PNB Minimum Maintaining Balance

For your reference and guidance, here's a list of the Philippine National Bank (PNB) minimum maintaining balance of accounts and it's minimum balance (amount of money) to earn interest. Below is the table of Types of PNB Accounts, its initial deposit, corresponding minimum maintaining balance, balance to earn interest and it's interest rates:

TYPES OF ACCOUNTS	INITIAL DEPOSIT	MINIMUM MAINTAINING BALANCE	BALANCE TO EARN INTEREST	INTEREST RATES
Peso Deposit Account
Passbook Savings Account	Php 10,000	Php 10,000	Php 15,000	0.50%
SuperTeller ATM Account	Php 3,000	Php 3,000	Php 10,000	0.50%
PNB Prime Savings Account	Php 50,000	Php 50,000	-	-
Peso Checking Account
Individual	Php 10,000	Php 10,000	-	-
Corporate	Php 10,000	P10,000	-	-
PNB Priority One Checking Account	Php 25,000	Php 25,000		1.25% rate per annum
PNBig Check
Individual	Php 20,000	Php 20,000	Php 25,000	1.00%
Corporate	Php 20,000	Php 20,000	Php 50,000	1.00%
PNB Combo Account
PNB Combo-Savings
Individual	Php 25,000	Php 25,000	Php 25,000	0.50%
Corporate	Php 50,000	Php 50,000	Php 50,000	0.50%
PNB Combo-Checking
Individual/Corporate	None	None	None	None
Foreign Currency Accounts
Dollar Savings Account	US$500.00	US$500.00	US$1,000	0.75%
PNB GreenCheck	US$2,000	US$2,000	US$5,000	0.50%
PNB Greenmarket ($ Time Deposit)	US$5,000
PNB Direct Deposit Program	US$200	US$200	US$1000	0.75%

Below is the list of Exempted Accounts. Meaning these type of accounts have lower minimum maintaining balance.

OFW's & BENEFICIARIES

• Initial Deposit: P100
• Minimum Maintaining Balance (MMB): P100
• Balance to earn interest rate: P5,000

OTHER EXEMPTED ACCOUNTS

PNB Direct Deposit
SSS Pensioners
Payroll Accounts
Philippine War Veterans and Beneficiaries

•  Initial Deposit: P100
• Minimum Maintaining Balance (MMB): P100
• Balance to earn interest: P5,000
  

For more information, you may call PNB Telephone no.: 551-5808, 526-3368, 536-0526 or you can drop by a PNB Branch nearest in you.
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