You won't need to keep a balance in your UnionBank personal savings account and you won't have to put any money in the beginning. This means that if your account falls below the maintaining balance, it will never be closed or charged fees. In addition, you will receive a UnionBank debit card that you can use for cash withdrawals from ATMs, cashless transactions, and online purchases. The first year's fee, which is 350 yen, is waived. The annual fee is also waived if you keep an average daily balance of 10,000 throughout the entire year!
In addition, UnionBank is the best PayPal-friendly bank in the Philippines. If you use PayPal, you can link it to your UnionBank account so that you can easily transfer funds from PayPal to your bank account. For more than a decade, I have used my UnionBank account to withdraw funds from PayPal without ever running into any issues. My PayPal withdrawals are typically processed the following business day. ,'_com-medrectangle-3','ezslot_5',191,,_('div-gpt-ad-_com-medrectangle-3-0');
You can go shopping or pay your bills online with your UnionBank Visa debit card. Your UnionBank card can be used to make cashless purchases at any store that accepts Visa, just like any other debit card. You only need to have enough money in your bank account to cover your purchases because your card is automatically linked to your account. At any UnionBank and BancNet ATM, you can also use your debit card to withdraw cash.
The good news is that opening a savings account does not require you to visit a UnionBank branch. All you need is a valid ID and a mobile phone with Internet access. You will receive your UnionBank Visa debit card via mail once your application has been approved. You don't even have to leave the house to do it, and it's that simple.
Therefore, if you are interested in opening an online UnionBank account, this article will walk you through the application procedure. 300,250],'_com-medrectangle-4','ezslot_6',192,,_('div-gpt-ad-_com-medrectangle-4-0'); We are not associated with UnionBank. If you have any questions about your account, please contact the bank directly.
Table of ContentsThe UnionBank Savings Account's BenefitsThe UnionBank Savings Account Online ApplicationHow to Order a UnionBank Visa Debit CardWhat's Next?Final ThoughtsThe UnionBank Savings Account's BenefitsSome individuals have inquired as to whether or not the UnionBank savings account is a ""real"" bank account. Naturally, it is a genuine bank account that comes with a Visa debit card that you can use to shop or withdraw cash from ATMs. You can transfer money to other bank accounts, earn interest on deposits, and do a lot more with your account.
Your UnionBank savings account can help you in the following ways:
A free UnionBank debit card will be delivered to your door. Withdraw money at over 20,000 UnionBank and BancNet ATMs nationwide. Access your account on the app and the UnionBank website. Enjoy instant fund transfers to other banks via InstaPay and PESONet. Deposits are insured by the PDIC up to a maximum of 500,000 UnionBank Savings Account Online Application Process The application process can only be completed through the UnionBank mobile app. There are no annual fees for the first year. Fees are waived The app is available for download from the App Store or Google Play.
Tap ""OPEN AN ACCOUNT"" when the app is open.
As the account type, pick ""Savings Accounts with Debit Card."" '_com-box-4','ezslot_7',193,,_('div-gpt-ad-_com-box-4-0');
Click ""CONTINUE"" after reading the reminder about creating an online account.
A list of the available accounts will be shown to you. Select ""Personal Savings"" and tap ""SELECT,"" as we suggest a UnionBank personal savings account.
Before moving on to the subsequent step, review the reminders. A valid ID must be prepared for scanning and verification. Click ""NEXT.""
Read the terms and conditions, the customer declaration, and the privacy policy. Select ""ACCEPT."" [300,250], ""_com-banner-1,"");
Include your mobile phone number and email address. Click ""NEXT.""
Enter the OTP that was sent to your registered mobile number.
Now, add your birthdate, first name, and last name to your profile. Click ""NEXT.""
You will use a user ID and password to access your UnionBank account. Click ""NEXT.""
You can choose to enable Face ID authentication to log in without entering a username or password.
Enter your personal information, such as your mother's maiden name, citizenship, birthplace, and civil status. Click ""NEXT.""
Give us your current address. Uncheck ""Same as Present Address"" and enter your permanent address if your current address differs from your permanent address. Click ""NEXT"" to move on.
Enter or select information about your finances, such as your employment status (employed, self-employed, retired, etc.), source of funding (salary, earnings from a business, personal savings, etc.) name of employer or company, industry, and occupation. Include the address of your company or employer as well. When you are finished, tap ""NEXT.""
Next, provide some account information. Choose whether you want to open an account for personal savings, investments, purchases, or other uses. After that, select your anticipated monthly transaction and mark the box to affirm that you are not a citizen of the United States. To continue, tap ""NEXT."",,_;
Your identity document, such as a passport, driver's license, UMID, or postal ID, needs to be uploaded now.
After that, you'll be asked to scan your identification, take a selfie, and sign your name.
Verify the accuracy of the information you've provided by reviewing it. Click ""SUBMIT"" after checking the box that says you accept the terms and conditions of UnionBank.
Congratulations on opening your UnionBank savings account successfully.
To verify your account, check your email for the verification link and click on it. Within the next 24 hours, your UnionBank account will be activated, and you will be notified via email. '',_('div-gpt-ad--0');
You can access your UnionBank online banking account to check your balance, add cash, transfer money, pay bills, and do other things after activation.
How to Order a UnionBank Visa Debit Card The Visa debit card that comes with your UnionBank savings account can be used for online purchases, cashless transactions, and ATM withdrawals. Through the UnionBank mobile app, you can order a physical card, which will be delivered to your address in 1-2 weeks.
Log into your UnionBank account via the mobile app and select your available balance to place an order for your debit card. Select ""Order Physical Card.""
Tap ""NEXT"" after selecting the delivery address for your card from the drop-down menu. ""_com-large-mobile-banner-2','ezslot_15',198,,_('-2-0');
Relax and unwind while you wait for your UnionBank debit card to arrive at your door, which typically takes between five and ten business days.
You don't have to pay anything for the UnionBank debit card because it's free.
Open the UnionBank mobile app and select ""Activate Card"" to activate your card. To activate your new debit card, enter your card information. At an ATM, you don't have to activate it.
What follows?
You are now able to begin making use of your UnionBank savings account for a variety of financial transactions, including:
Send money to and from mobile wallets like GCash, PayMaya, and Coins.phTransfer money to and from other UnionBank accountsWithdraw money from PayPalMake an in-app check depositPay billsBuy prepaid loadDon't forget to order your free UnionBank Visa debit card so you can withdraw your money at a UnionBank or BancNet ATM.580,400],'_com-leader-2','ezslot_16',199,,_('div-g
Conclusions As can be seen, opening a UnionBank savings account online is not particularly difficult. You will soon have your own UnionBank account and debit card with just a valid ID. Even preparing cash for your initial deposit is optional. To open a bank account without leaving your house, simply follow the steps in this article.
Do you have any inquiries regarding opening a UnionBank savings account? Simply post a comment below, and we will do our best to assist.
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