Application requirements:
- You must be between 18 to 70 years old.
- You must have at least PhP 180,000.00 annual income.
- You must have at least two (2) different telephone numbers, which can either be a home or a cellular phone and business telephone number.
Step 2
Prepare and submit the following requirements to a Metrobank branch:
Proof of Identification
You need to prepare and original copy and photocopy of any of the following ID's**:
> Passport
> Driver's License
> Police Clearance
> Postal ID
> Company ID
> Professional Regulations Commission (PRC) ID
> Social Security System (SSS) ID
> Government Service and Insurance System (GGIS) ID
> PhilHealth Card
> Senior Citizen's ID
> NBI Clearance
> Voter's ID
All other valid ID's issued by the Philippine government and its instrumentalities.
** Per Bangko Sentral ng Pilipinas (BSP) Circular BSP 608
For foreigners, submit your visa or Alien Certificate of Registration (ACR) and Immigrants Certificate of Residence (ICR) registered with or supervised or regulated by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC).
Proof of Income
For those employed, a copy of the latest Income Tax Return (ITR) duly stamped as received by the BIR or its authorized agent bank (BSP Circular No. 472 as amended) and/or the employee's copy of BIR Form 2316 duly signed by the employer and...
Step 2
- https://www.affordablecebu.com/
> Details of other credit card(s) with at least one (1) year principal card membership, or> Certificate of Employment (COE) or latest payslip (one Month)
For self-employed, copy of latest audited financial statement with bank or BIR stamp (as required by BSP), copy of SEC, copy of SEC or DTI business registration, and...
> Details of other credit card(s) with at least 1 year principal card membership
* All documents submitted to Metrobank Card Corporation (MCC) shall become MCC's property and will not be returned regardless of the outcome of the application.
After verification and review process of the bank, the bank will give you choices which type of credit card you would like to open or apply for.
Types of Metrobank Credit Card
- Metrobank Femme Visa
- Metrobank Classic/Gold
- Platinum Peso MasterCard
- World MasterCard
- Metrobank Dollar MasterCard
- M Free MasterCard
- M Lite MasterCard
- Robinson's Cebu Pacific MasterCard
- Toyota MasterCard
Table of Comparison of Metrobank Credit Cards
| Metrobank Femme Visa | Metrobank Classic / Gold | Platinum Peso Master Card | World Master Card | Metrobank Dollar Master Card | M Free Master Card | M Lite Master Card | Robinsons- Cebu Pacific Master Card | Toyota Master Card | |
 |  |  |  |  |  |  |  |  | |
| Eligibility | Minimum gross annual income of Php 180,000 | Minimum gross annual income of: Classic: Php 180,000 Gold: Php 480,000 | For inquires please call: (02)8-700-707 | Minimum gross annual income of Php 180,000 | Minimum gross annual income of Php 200,000 | Minimum gross annual income of: Classic: Php 180,000 Gold: Php 480,000 | Minimum gross annual income of Php 180,000 | ||
| Exclusive Features | You can enroll in the Femme Road Assistance and Personal Accident Insurance Program and get Insurance Coverage of up to Php 200,000 maximum benefit for just Php500 per year. | Accepted in over 42 million MasterCard and Visa merchants, worldwide. | Extremely high credit limit, 24/7 concierge service | Get billed an pay in US Dollars, Free travel insurance when used to buy your airline ticket. | Perpetual waiver of annual fee for both Principal and Supplementary members | Lowest finance charge at 2.49% per month | Easy rewards points accumulation and conversion for spends in Robinsons retail establishments and Cebu Pacific. | Enhance your drive with the country's first complete motorist card. | |
| Annual Fees | PhP 1,500 | Classic: PhP 1,400 Gold: Php 2,500 | Php 3,500 | Gold: USD50 Platinum: USD100 | FREE | Php 1,400 | Classic: Php 1,500 Gold: Php 2,500 | Php 2,000 | |
| Supplementary Annual Fees | Php 900 | Classic: Php 800 Gold: Php 1,500 | Php 1,750 | Php 1,750 | Gold: USD30 Platinum: USD50 | FREE | Php 800 | Classic: Php 900 Gold: Php 1,500 | Php 1,000 |
| Finance Charge | 3.5% monthly | 2.75% | 2.49% | 3.5% monthly | |||||
| Waived Annual fee for the first year? | Yes | No | Yes | ||||||
| Reward Program? | 1 point = Php20 | N/A | N/A | 1 point = Php 200 | 1 point = Php 20 | ||||
| Card Replacement Fee | Php 400 | USD10 | Php 400 | ||||||
| Late charge | 7.5% of the minimum amount due of the previous month's statement less any payments or Php 600, whichever is higher | Classic: 7.5% of the minimum amount due of the previous month's statement less any payments or Php 600, whichever is higher Gold: 7.5% of the minimum amount due of the previous month's statement less any payments or Php 500, whichever is higher | 7.5% of the minimum amount due of the previous month's statement less any payments or Php 500, whichever is higher | 7.5% of the minimum amount due of the previous month's statement less any payments or USD10, whichever is higher | 7.5% of the minimum amount due of the previous month's statement less any payments or Php 700, whichever is higher | Classic: 7.5% of the minimum amount due of the previous month's statement less any payments or Php 600, whichever is higher Gold: 7.5% of the minimum amount due of the previous month's statement less any payments or Php 500, whichever is higher | 7.5% of the minimum amount due of the previous month's statement less any payments or Php 600, whichever is higher | ||
| Overlimit fee | Php 500 per occurrence | USD10 per occurrnce | Php 700 per occurrence | Php500 per occurrence | |||||
| Cash Advance Fee | Php 500 or 3% whichever is higher | N/A | Php 500 or 3% whichever is higher | ||||||
| Installment pre-termination fee | 3% of installment balance or Php 500 whichever is higher | N/A | 3% of installment balance or Php 500 whichever is higher | ||||||
| Returned check fee | Php1,000 | N/A | Php1,000 | ||||||
| Document Retrieval Fee | Php300 charge for invoice retrieval of retail/ merchant installment transactions | USD6 charge per invoice retrieval of retail/ merchant installment transactions | Php 300 charge for invoice retrieval of retail/ merchant installment transactions | ||||||
