1. Electric grid failure: This is a true nightmare that might destabilize the entire nation by causing the country's electricity to go out. Your credit and debit cards will be disabled in this circumstance, making it impossible for you to use them. In addition to being wise to have cash on hand, stocking up on $200 worth of supplies in advance is necessary to get through the hardship.
2. Accounts for debit or credit cards that have been frozen as a result of fraud. Debit cards are frozen by banks when an account is insufficiently funded. If payments are not made when due, credit cards may be frozen. Use cash to make only the necessary purchases if you can only use one of these cards and it is not working.
3. Automobile Battery: After a few years of use, your car battery can occasionally fail. That engine may not start whether you are at home or driving. Call your handy """"Triple A"""" account and ask them to send a service van that carries car batteries if you have one. My wife and I went shopping a few months ago, and when we returned to the car, it wouldn't start. When she phoned Triple A, a service van was dispatched. We needed a new battery for our car. Immediately, the battery cost around $150 in cash. Although it would have cost us an additional $15, we could have paid with a credit or debit card.
4. Towing: If you don't have Triple A and your automobile breaks down, you really must hire a reputable towing agency. If the individual towing your car owns his own towing company, he will demand payment in cash. The average tow for a 40-mile distance costs between $75 and $125, according to the Angieslist website. However, a tow to a different city could cost $200.
5. Locked out of your car: After a long day of shopping or working, you return to your car and discover that the keys are nowhere to be found. You recall that you don't have an extra key, so you might need to call a mobile locksmith to produce a new key at your location. The most recent average locksmith fee, according to the Homeadviser website, is $150.
6. Paying for petrol in cash: If you pay for gas with a credit or debit card at a small market, you run the risk of being conned by thieves who set up card readers and take all of your sensitive card information. I always approach the clerk and request a receipt and $20 for the third pump. Naturally, you must determine the approximate number of gallons your automobile requires and multiply that number by the gallon price. In case I use less gas than anticipated, I request a receipt so I can request a refund for the difference. When you're traveling, you'll have to purchase gas several times using cash.
7. Flea markets, pawn stores, and arts and crafts fairs: You might love exploring obscure little shops while on vacation or at home. Surprisingly, many of their products are affordable. Take some $1, $5, and $10 bills with you if you decide to purchase some goods.
8. Restaurants and vending machines: Many eateries, especially ""dives"" off the beaten road, only accept cash. Additionally, ""drive-through"" fast food establishments only accept cash because using credit and debit cards to pay takes longer and is less convenient. Snack vending machines can be found anywhere, including workplaces, community colleges, and universities. Snack vending machines are a good way to acquire some nutrition if you work or study there all day. Many just take cash.
9. Tipping: Cash tips in the amounts of $1, $5, and possibly $10 are always appreciated by waiters and waitresses. Due to the fact that you will undoubtedly dine at numerous places while on vacation, you will need roughly $200 for recurrent tipping.
Credit and debit cards make it simple to buy the things you want and need. It's possible that you won't always be able to pay with either card, so it can be a lifesaver to have $200 in cash when you leave your home. Credit and debit cards may not be very helpful in situations requiring emergency assistance, such as power outages nationwide, frozen cards, and roadside assistance. Other times, when you travel outside of town, you'll need the same amount of cash for things like gas, flea markets, dining establishments, snack bars, and tipping. The adage ""cash is king"" applies if you do not carry any debit or credit cards or if you fail to bring them with you.""" - https://www.affordablecebu.com/
