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BDO Checking Account Maintaining Balance

You might be aware that if your Banco de Oro (BDO) checking account falls below its maintaining balance, you will be penalized or charged with a corresponding fee.
BDO checking accounts include:
  • Peso Checking Account
  • Smart Checking Account - Personal
  • Smart Checking Account - Commercial
The service charge imposed on these checking accounts if falling below maintaining balance is 300 pesos.  To avoid this charge, you must know how much is the maintaining balance of your checking account and never fall below it.

BDO Checking Account TypesMinimum Maintaining Balance
Peso Checking AccountPhp 5,000
Smart Checking Account - PersonalPhp 15,000
Smart Checking Account - CommercialPhp 25,000

Did you experience being penalized or charged for falling below your checking account maintaing balance? Tell us in the comment below.
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"BDO Checking Account Maintaining Balance" was written by Mary under the Banking category. It has been read 8758 times and generated 3 comments. The article was created on and updated on 14 November 2012.
Total comments : 7
amierose_quibuyen [Entry]

i want to check my account
helen silvestre [Entry]

Checking my account:-)
bahrani lacsamana [Entry]

ahm just want to know what are we going to do to stop the bdo charges, because we fail to maintain the balance.. reply asap
jeremy [Entry]

does it mean you'll get charged 300 pesos for every day the account i below the maintaining balance?
Guest [Entry]

jeremy, BDO will deduct P300 monthly.
ferlacs [Entry]

happy new year to all..
cristian s pascual [Entry]

checking my account