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3 Steps to Open a Bank Account in the Philippines

There's no other safer place to keep your money than a bank. The bank has the most secured facility to keep your money safe from danger (e.g. fire, robbery, animal intrusion, other elements or forces of destruction).  Whether you're a Filipino or a foreigner, you can open or apply a bank account here in the Philippines by following these three (3) simple steps below:

Steps to Open a Bank Account in the Philippines
1. Prepare and bring the needed requirements for opening/applying a bank account:
  • Initial Deposit - may range from Php500 to Php 5,000 ($11 to $113) depending on the type of account you want to open.
  • 2 pieces 2" x 2" or 1" x 1" personal photo
  • At least two (2) of any of the following valid id's:
    • Driver's License
    • Company/Office ID
    • School/Student's ID
    • Postal ID
    • Voter's ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Police Clearance
    • NBI Clearance
    • Marriage Certificate
    • Senior Citizen's ID
    • Consular ID
    • PhilHealth ID
    • SSS ID
    • Permit to Carry Firearms
    • Other Government-issued ID's
    • Passport
    • Alien Certificate of Registration (ACR I-Card) - for foreigners
2. Go to your preferred bank. Inside the bank, go to the New Accounts section - this is where new accounts will be handled.

3. A bank officer will attend to your request and you will fill-out an application form. Some bank officers might ask some few personal questions for verification such as:
  • Where do you live?
  • Birthdate?
  • Civil Status?
  • What's your job/business?
  • Monthly gross income?
  • Living with parents? or not?
  • Are you renting a house/apartment?
So prepare to answer those questions if asked.

After filling-out the forms, prepare the initial deposit and get the deposit slip after your deposit has been processed.

Some banks issue a Passbook or ATM instantly (at the time of your application). If you want to claim your ATM card instantly, don't hesitate to tell the bank officer.

Tips: To make your banking more convenient and hassle-free, ask the following questions to the bank officer:
  • What are the banking/operating hours/days of the bank?
  • What days does the bank not so busy or the days when there are only few people transacting in the bank?
  • What is the phone number of the bank? (In case if problems may arise with your bank account or if you have more queries to the bank, you can contact them through their phone number.)
If you're new to the banking system of the Philippines, you can choose to open an account to some of these largest banks in the Philippines:
  • Banco De Oro (BDO)
  • Metrobank
  • Bank of the Philippines Islands (BPI)
  • LandBank
  • Rizal Commercial Banking Corporation (RCBC)
  • Philippine National Bank (PNB)
  • Development Bank of the Philippines (DBP)
  • UnionBank
  • Citibank
  • ChinaBank
These are the most-trusted and reliable banks. They have many branches all over the Philippines

Are you planning to open or apply a bank account in the Philippines?
- https://www.affordablecebu.com/
 

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"3 Steps to Open a Bank Account in the Philippines" was written by Mary under the Banking category. It has been read 8095 times and generated 3 comments. The article was created on and updated on 09 March 2015.
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