The safest approach: The most secure method is to hire a full-time attorney who specializes in this area. Professionals are the only ones who can provide the proper guidance, as opposed to doing it on your own. When you contact a lawyer, he will evaluate, prepare, and file your case. However, legal counsel will cost you more. When deciding to use this method, you should thoroughly evaluate different attorneys and select the one who provides the best service at the most reasonable price.
The hybrid method is frequently employed when discussing personal bankruptcy. It will work for chapter 7 filings. Again, you will need the assistance of an attorney to file the documents on your behalf. The attorney will charge you a certain amount of money for his services. In this case, however, only the task of filing is delegated to the attorney; you are responsible for all other tasks. This method allows you to save on legal fees because you will be responsible for half of the work, excluding filing.
The simplest approach: Obviously, the cheapest approach is the Do-it-yourself method. Yes, there are firms whose sole purpose is to provide you with free advice in this area. Once you've received their advice, you can choose to continue with their service or do it yourself. They are willing to offer continuous or standalone initial guidance.
Now, it is your responsibility to choose the best method to file for personal bankruptcy among the aforementioned options, and of course, the free service providers can provide the appropriate service, just like an attorney.""
" - https://www.affordablecebu.com/