Documentation
When you go to rent an apartment or house after declaring bankruptcy, you must bring proof of your income and ability to pay the rent. In addition to a credit report, showing bank statements, pay receipts, and other forms of income will help to secure a home loan. After filing for bankruptcy, you can engage certain companies for assistance with apartment hunting, but be aware of their fees and restrictions.
Appearance
Obtaining an accommodation begins with making a favorable first impression. People evaluate you based on your appearance and the aura they receive from you. They will be more likely to rent to you if they view you as a decent person and a respectful individual. Carry yourself with poise and arrive ready to meet a landlord. Provide all required documentation even if it is not requested; demonstrate your commitment and willingness to do what is required.
Be honest
While you shouldn't throw a pity party or use guilt to convince a potential landlord to rent to you, it is essential to be truthful with them. If you have an exemplary rental history but have filed for bankruptcy due to illness, you should be honest with your landlord. If all of your credit cards and debts were paid on time, but you have a substantial amount of medical debt, this is distinct from declaring bankruptcy because you took on more than you could handle. Medical debt is essential, but it is common and should not be the only factor a landlord considers when deciding whether to rent to you.
By contacting private landlords or tiny property management firms, you improve your chances of finding a place to live. Bring references from previous landlords, your employer, and anyone else you can think of who will assist you in closing the transaction.
If you have filed for bankruptcy but can demonstrate a stable income, there is no reason for a private landlord to deny you tenancy. It can be difficult to rent from a large and well-established rental company due to the fact that they typically have strict credit requirements that must be adhered to. Insolvency does not spell the end of the universe. There is existence after bankruptcy; all that is required is initiative.""
" - https://www.affordablecebu.com/
