Despite the fact that the bankruptcy judge is one of the individuals you are least likely to meet during the proceedings, it is advisable to familiarize yourself with your bankruptcy judge as part of the information-gathering process for your case.
It is difficult to get to know your bankruptcy judge because you will be interacting with a court-appointed trustee rather than appearing in courtroom proceedings before a judge and jury. A consumer who petitions for bankruptcy will only see a judge if standard methods of resolving disputes with creditors fail. You will likely accompany your attorney to your meeting with the trustee, who may also serve as the creditors' representative if they choose to delegate negotiations to him.
In Chapter 7 bankruptcy proceedings, it is a trustee's responsibility to represent the creditors and ensure the liquidation of any nonexempt assets you may possess in order to repay the creditors. However, in some cases, you may meet with the creditors to settle the dispute.
If your case is one of the few that cannot be resolved by the court-appointed trustee, the bankruptcy judge will make the determination. Knowing your bankruptcy judge will help you decide whether the case should be resolved by the trustee or whether leaving it up to the judge will be advantageous for your case.
Obviously, the decisions made by bankruptcy judges may be reviewed by other federal judges and appellate tribunals, including the Supreme Court, but in general, the decisions are impartial and objective. As in any profession, there is space for human error; however, such instances of erroneous decisions may be rare.
The credit industry perceives certain justices to be firmly on the debtor's side of the dispute. If you are aware that your bankruptcy judge can have a significant impact on how your case is resolved, you must do your research before filing for bankruptcy.
" - https://www.affordablecebu.com/