Initially, contact your local government via telephone. They will provide you with the local county court's phone number. You must contact the county court to obtain the necessary documents for declaring bankruptcy and to schedule an appointment to have your case heard. As a side note, you will be required to pay for the county court to hear your bankruptcy case. This seems absurd given your financial situation, but it will cost you several hundred pounds.
When the files arrive, fill out every field and peruse each page to ensure you comprehend the procedures and ramifications. Now, all you must do is arrive at the scheduled appointment with all the necessary paperwork completed. The best advice is to arrive as early as possible so that you can complete everything in one day. In some instances, the duration of bankruptcy proceedings can exceed two days.
Unfortunately, not all bankruptcies are closed cases. This means that bankruptcy is not always granted immediately if the court does not believe it is the best solution. This could occur for a variety of reasons, including the court's belief that you have the means to repay your debts in full without filing for bankruptcy.
However, for many, the process of declaring bankruptcy will be completed on the same day. A bankruptcy order will be agreed upon and promptly implemented. In such situations, an Official Receiver will be consulted to determine what will happen to all of your assets and what debts you are still responsible for paying. However, once this is completed, you will be declared insolvent and free to depart.
Remember that bankruptcy is a last resort and should be considered only in the most dire circumstances.""
" - https://www.affordablecebu.com/