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Chinabank Minimum Maintaining Balance Requirements, Initial Deposit and Interest Rates
| Account Type | Minimum Monthly ADB* Requirement** | Minimum Daily Ending Available Balance to Earn Interest | Interest Rate**** |
| Peso Regular Savings | P 1,000 | P 1,000 | 0.250% |
| Account (ATM & Passbook) | |||
| MoneyPlus Savings Account | P 20,000*** | P 20,000*** | Tiered |
| ChinaCheck Plus Account | P 5,000 | P 20,000 | 0.125% |
| US Dollar Savings Account | US$ 500 | US$ 1,000*** | 0.250% |
| EURO Savings Account***** | EUR 1,000 | EUR 1,000*** | 0.080% |
* Average Daily Balance
** Also Initial Deposit Requirement
*** Based on Avera ge Daily Available Balan ce (ADA B)
**** Peso Account interest earning is subject to 20% Withholding Tax. For residents, Foreign Currency Account interest earning is subject to 7.5% Withholding Tax. ***** Available at selected branches
- https://www.affordablecebu.com/
*** Based on Avera ge Daily Available Balan ce (ADA B)
**** Peso Account interest earning is subject to 20% Withholding Tax. For residents, Foreign Currency Account interest earning is subject to 7.5% Withholding Tax. ***** Available at selected branches